Last November, we discussed Ron Tammen’s bank account—his earnings, expenses, savings, and outstanding debts at the time he disappeared. Even though university administrators had told the press at the time that Ron wasn’t in financial trouble, you and I couldn’t help but notice how hard he was working at a variety of jobs, and taking out loans to boot, yet he was still having difficulty keeping his head above water.
Meanwhile, Ron’s younger and less agreeable brother Richard didn’t seem at all strapped for cash during 1952-53. How could Richard seemingly coast through his freshman year of college, subsisting only on the money he’d earned caddying in the summer? As a sophomore, Ron had caddied PLUS worked for the city of Maple Heights during the summer PLUS he had a scholarship, PLUS he had two regular jobs at Miami—playing with the Campus Owls and counseling freshman residents of Fisher Hall—PLUS he was always looking into other ways to earn money, such as donating his blood and whatever else. By April 1953, Ron should have had a hefty sum accrued in his checking account, but he didn’t. He only had $87 and some change, and he still owed the university $110 for board plus he needed to pay back a $100 loan.
All of this begged the question: Was Ron Tammen supporting his brother Richard?
Which begged another question: Was Richard blackmailing Ron?
On this Labor Day weekend, a time when we celebrate America’s workers, I thought it would be fitting to discuss Richard’s Social Security earnings statement. That’s right, readers, thanks to the assistance of some very helpful people, I now have Richard’s Social Security earnings statement for 1952-1954, the years he attended Miami as a freshman and sophomore.
Before we delve, I’d like to discuss what a Social Security earnings statement is and what it isn’t.
But first, this caveat: OH MY GOSH, you guys, this is so not my area of expertise. I’m sitting here on a gorgeous Saturday reading the Social Security website just trying to understand this topic well enough to explain it adequately. If you happen to specialize in this area and I get anything wrong, please don’t hesitate to let me know, albeit gently. I didn’t pursue a career in tax law for a reason.
OK, let’s do this.
The Social Security earnings statement is a document that the Social Security Administration (SSA) produces detailing how much money you earned in a given year or years. They used to mail it to you but now you can create it on demand online. The earnings statement represents the amount of money that your employer has reported having paid you so that certain taxes can be withheld. Today, employers report annually, but in Richard’s and Ron’s day, it was reported quarterly. Come January of each year, we receive a W-2 with all of that info spelled out so we can use it to file our taxes. The SSA also uses the information to figure out our retirement income when that happy day arrives.
Still awake? Brilliant. The Social Security earnings statement may not include everything you earned for a particular year, however. Sometimes money will trade hands off the books, and the onus is on you to keep track of your earnings and file your taxes accordingly. Take caddying, for example. I’m sure both Ron and Richard were paid in cash by whomever they accompanied on the golf course on a given day. Also, Ron’s music gigs—I’m guessing the musicians were also paid in cash with no taxes withheld. But Ron’s jobs with the city of Maple Heights and Miami University would have definitely been included on his Social Security earnings statement. In Mr. Tammen’s letter to Ron in September 1952, he passed along tax information from Ron’s last check stubs from the city.
Other potential sources of income that would not show up on the earnings statement would be:
As I explained in an earlier post, Ron had a scholarship through the Cleveland District Golf Association. However, to the best of my knowledge, Richard didn’t have one. His academic standing wasn’t as good as Ron’s and a news article didn’t list him as a scholarship recipient for the year 1952-53.
Richard wasn’t eligible for a university loan as a freshman. However, if anyone else loaned him money—such as Willis Wertz, the architecture professor who co-signed a loan for Ron—I don’t know. My guess is that Richard wouldn’t have been a good candidate due to his poor grades and his lack of a steady income by which to reimburse the loan.
Keeping all of this in mind, I will now report Richard’s earnings for the years 1952-54.
Like I said, we know Richard was caddying over the summers, which didn’t show up here. And we don’t know if he had obtained a loan. (I doubt it.) But we also can conclude that Richard wasn’t working for the university during this time, whether it be washing dishes, waiting tables, or anything else students might be employed to do. That income would have been documented here. Likewise, a job with an employer off campus where he would have received a paycheck would have been documented in his earnings statement. From what I can tell, other than caddying, Richard wasn’t employed in 1952 or 1953.
The year after Ron disappeared, 1953-54, was abysmal for Richard. The first semester, he was placed on probation after he was caught cheating. Two grades were changed to Fs to accompany two Ds and a B. The second semester was almost as bad, where he earned a B, two Cs and an F. His transcript states that he was “Dropped for Scholarship.” Richard had flunked out.
That summer, Richard got a job with the G.W. Cobb Company, in Cleveland, which makes storage tanks and liquid handling systems. That’s where he earned the $322.41, which was good money for someone his age, translating to $3,272.08 in today’s dollars for about 3 months of work. (He was employed during a portion of the second and third quarters.) In September of 1954, he enlisted in the Army, where he would stay until September 1956.
In April 1956, Richard reapplied to Miami, asking to be readmitted to the Department of Architecture after his pending discharge from the Army. Miami said OK, providing that “he must make an average of 2.0 at the end of each semester henceforth; failure to do so to entail permanent suspension.” Richard managed to live by their rules, and he received his bachelor of architecture in August 1959 and his master of city design in June 1960. [Well, he *mostly* lived by the rules. See my correction in the comments below.]
So let’s get back to the big question: was Richard blackmailing Ron?
I think it’s a safe assumption that Richard wasn’t employed throughout his freshman year at Miami. Either he was earning enough money through caddying in the summer and during breaks or someone may have been helping him out—maybe Ron.
However, when Ron was a freshman in 1951-52, he didn’t appear to be working on or off campus either. Also, there’s no evidence of Ron needing to obtain loans during that first year. However, Ron did have his scholarship during his freshman year in addition to his caddying and city work in the summers and breaks. It’s possible that Ron’s and Richard’s income sources were enough to get them through their respective freshman years at Miami. For this reason, I don’t think we can jump to the conclusion that Richard was blackmailing Ron during Richard’s freshman year. It’s possible, and I’ll admit that I leapt there when I first saw Richard’s earnings statement, but it’s not a foregone conclusion.
What does seem pretty clear is that, during his second year at Miami, Ron’s expenses outweighed those of a typical college student back then. His sophomore year was substantially more costly for him than his freshman year had been, despite the fact that he was always working and didn’t go out much. His money seemed to be going out as fast as it was coming in.
I don’t know about you, but I’m even more convinced that someone was demanding money from Ron. I just still can’t be sure who it was or why.
What do you think? Am I overlooking something?
Also, in looking at my Social Security earnings statement, I see that I made $528 in my first-ever job, which was a waitress and grill cook at a local lunch counter. One of the skills I mastered there was bacon, where I learned to cook it extra crispy. An actual quote that I’ll never forget someone saying was, “We like to come here for Jenny’s bacon,” which I found hilarious but kind of cool.
And you? What was your first job as we celebrate Labor Day? Got any stories?